Too many debts piling up on each other? Debt consolidation is a great way to take these debts and combine them into one, thus making your payments much easier to manage!

What is debt consolidation? If you’re reading this, then you’re probably already in a position where managing your existing debt has become inefficient in terms of time and cost. So you may be ready for debt consolidation.

Having many different loans to pay off on different days, for different amounts and to different companies can become confusing and cause you unnecessary stress – but with a debt consolidation loan you can simply take out one loan to pay off all the others and make your payments easy to manage, and in line with your pay cycle.

Debt consolidation is when you bring all your loans and credit card debts together into one place, the aim being to go from getting by – to paying off more, more often. Debt consolidation makes it easier to see exactly how much you owe and what you need to pay.

This means you’ll have one easy payment to look after and, in most cases, a lower weekly, fortnightly or monthly repayment – you choose. With debt consolidation, you’ll feel in control and worry free, less cost less debt!

Most of our clients have more than one loan when they come to us, so debt consolidation is a great way to reduce their payments and get their life back under control. With only one payment to make budgeting becomes a lot easier and you will have more cash available for other purposes if required.

To talk to us first, please give us a call on 09 884 0999 (North Island) or 03 667 1400 (South Island),  we can then discuss the best product options available to you.  Alternatively you can email to